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Attitude Toward Money
12 questions
PROGRESS STATUS:
1.
When I go on vacation, I like to:
Treat myself.
Maximize the benefits of the trip.
Travel with a large group of family and friends.
See how cheaply I can do it and still have fun.
2.
What do you think about shopping?
I love shopping as a leisure activity.
I only shop when I require an item.
Shopping can be enjoyable, especially when shopping for others.
Shopping is a painful experience.
3.
When someone buys a new vehicle, I ask:
Is it equipped with all the features you wanted?
Can you tell me the make and model?
Are you satisfied with your purchase?
What was its rating according to Consumer Reports?
4.
I enjoy spending my money on:
Experiencing life to its fullest.
Pursuing my passions and personal growth.
Bringing joy to others.
Creating a financial cushion for the future.
5.
When I come across an item I like, I:
Purchase it immediately.
Consider purchasing it if it aligns with my financial goals.
Get one for me and one for somebody else if it's on deal.
Usually refrain from buying it due to self-restraint.
6.
What is your opinion about credit cards?
Credit cards allow me to obtain what I desire without worrying about affordability.
If I cannot afford an investment, why not utilize credit cards to obtain it?
I provide my children with credit cards to educate them on the importance of money management.
Credit cards are an effective method to establish a credit score and a convenient alternative to carrying cash.
7.
If I won a large lottery prize, I would:
No longer have to worry about money.
Invest it in meaningful initiatives.
Spend a significant portion on friends, family, and charitable causes, while ensuring sufficient funds for my living expenses.
Prioritize my family's financial security, pay off any outstanding debts, and then live on the interest.
8.
Where does your money get spent?
I am uncertain about where all my money goes.
I am generally aware of my financial situation but never let it hinder creative and exciting opportunities.
The majority of my money is directed towards supporting my family, charitable organizations, and making a positive impact.
I maintain strict monitoring of all my bank accounts and investment portfolios.
9.
When donating to charity, I:
Contribute to organizations that resonate with me emotionally.
Select charities that align with my values and goals.
Provide as much support as possible, recognizing that others may have greater needs.
Determine a fixed amount to be given to my chosen charities.
10.
When dining out with friends:
We explore the latest popular eatery and equally divide the cost of the meal.
Sometimes I pay, sometimes they pay—it all works out eventually.
I often compete for the bill payment.
We request separate checks.
11.
If I have no money in my bank account, I:
Use my credit cards and line of credit as these are available resources.
Take advantage of opportunities through the use of credit.
worry that I won't be able to meet people's expectations of me.
Experience anxiety (if the situation were to occur).
12.
When I go shopping for something that I need, I:
End up purchasing additional items beyond what I initially needed.
Quickly locate the item, make the purchase, and return home.
Look around to see if I could purchase any items for others.
Compare prices to ensure that I am getting the best deal.
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